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    <description>Real Estate. Capital. Markets. Intelligence. Published by USIG LLC.</description>
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      <title>Office Loan Delinquencies Rose Again in October. The Commercial Refinancing Test Is Here.</title>
      <link>https://therealtygazette.blog/2026-11-09-cre-refinancing-test/</link>
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      <pubDate>Mon, 09 Nov 2026 07:00:00 -0700</pubDate>
      <category>California</category>
      <description>Trepp&#x27;s CMBS delinquency rate dipped to 7.87%, but office rose to 12.33% and two of the largest new delinquencies were in California. Plus: what Props. 1 and 37 mean.</description>
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      <title>Mortgage Rates Fell for a Third Straight Week. Then a Strong Jobs Report Raised the Odds of a Fed Hike.</title>
      <link>https://therealtygazette.blog/2026-11-06-rates-ease-jobs-surprise/</link>
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      <pubDate>Fri, 06 Nov 2026 07:00:00 -0700</pubDate>
      <category>Residential</category>
      <description>The 30-year average fell to 7.18%, a third straight weekly drop. Then 165,000 new jobs pushed market odds of a December Fed hike to 76.8%. Lock-or-float math inside.</description>
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      <title>U.S. Home-Sale Prices Just Dipped for the First Time in Three Years. What It Means, and What It Doesn&#x27;t.</title>
      <link>https://therealtygazette.blog/2026-11-02-prices-dip-rates-ease/</link>
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      <pubDate>Mon, 02 Nov 2026 07:00:00 -0700</pubDate>
      <category>Residential</category>
      <description>The national median sale price slipped 0.1%, the first annual dip in three years. Rates eased to 7.24%, the Fed held, and San Diego affordability fell to 16%.</description>
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      <title>The Housing Market Is Slowing. That Doesn&#x27;t Automatically Mean Prices Are About to Collapse.</title>
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      <pubDate>Sun, 25 Oct 2026 07:00:00 -0700</pubDate>
      <category>Residential</category>
      <description>Pending sales hit a record low, California and San Diego sales fell, and rates sit above 7%. Prices are holding anyway. Here is why, and what to do about it.</description>
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